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What is traveler?s insurance?

I hear about this insurance all the time, is it always necessary when traveling abroad?
There are many different types of insurance that can be obtained when traveling abroad, most of which are beyond the scope of a medical question and answer forum. The best idea While some of them are focused on your personal health and well being, and what may be needed to get you back to competent medical help, there are other types of insurance focused purely on your trip, baggage, etc. The kind that you may need will depend on the type of trip that you are doing, and may also depend on what you think the chances are that you will need medical or other assistance during your trip. Speaking with a travel agent may help you to clarify this. Most importantly, however, you will need to speak with your doctor before you go to find out what specific needs you have before you travel. With some time in advance, your doctor has access to resources that will enable you to be medically optimized, whether this be with shots or with other medications, so that you can have the best time possible on your trip. Please speak with your doctor and obtain other assistance as needed before traveling.
This answer is for general informational purposes only and is not a substitute for professional medical advice.
If you think you may have a medical emergency, call your doctor or (in the United States) 911 immediately. Always seek the advice of your doctor before starting or changing treatment. Medical professionals who provide responses to health-related questions are intended third party beneficiaries with certain rights under Zocdoc’s Terms of Service.

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