{"id":18487,"date":"2020-01-05T16:33:52","date_gmt":"2020-01-05T21:33:52","guid":{"rendered":"http:\/\/thepapergown.zocdoc.com\/?p=18487"},"modified":"2023-03-06T11:25:46","modified_gmt":"2023-03-06T16:25:46","slug":"all-sorts-of-insurance-issues-explained","status":"publish","type":"post","link":"https:\/\/www.zocdoc.com\/blog\/guides\/all-sorts-of-insurance-issues-explained\/","title":{"rendered":"All Sorts of Insurance Issues, Explained"},"content":{"rendered":"<p>&#8220;Straightforward,&#8221; &#8220;self-explanatory&#8221; and &#8220;headache-free&#8221; probably aren&#8217;t terms you&#8217;d associate with health insurance. From trying to figure out whether a doctor&#8217;s visit is covered to making sense of charges on a medical bill, dealing with insurance is often frustrating and almost always a little bit confusing.<\/p>\n<p>In an attempt to clear <em>some<\/em> of the fog, here&#8217;s a list of<em>\u00a0Paper Gown <\/em>explainers that break down issues related to coverage and costs:<\/p>\n<ul>\n<li>Healthcare jargon gets confusing. <a href=\"http:\/\/www.zocdoc.com\/blog\/the-health-insurance-terms-you-need-to-know\/\">Here&#8217;s a list<\/a> of the terms you need to know.<\/li>\n<li><a href=\"https:\/\/www.zocdoc.com\/blog\/how-to-protect-yourself-against-surprise-medical-bills\/\">This primer on surprise bills<\/a> tells you how to prevent unexpected charges from landing on your next bill, and what to do if one shows up.<\/li>\n<li>Medical bills are confusing and anxiety-provoking. We can all agree on this. Still, it&#8217;s important to read every single medical bill you get because so many of them contain errors. To get a better grasp of what&#8217;s on your bill, and what shouldn&#8217;t be on there, <a href=\"https:\/\/www.zocdoc.com\/blog\/how-to-read-your-medical-bill\/\">read this guide to reading your medical bill<\/a>.<\/li>\n<li>Over the past decade, the number of Americans with high-deductible insurance has skyrocketed. This <a href=\"https:\/\/www.zocdoc.com\/blog\/what-to-know-about-your-deductible\/\">beginner&#8217;s guide to deductibles<\/a> can help you understand what kind of care is covered, and when you&#8217;ll have to foot the bill, with a deductible plan.<\/li>\n<li>Explanation of Benefits forms, or EOBs, aren&#8217;t bills. So what are they, and why do you need to open them? All your burning EOB questions, <a href=\"https:\/\/www.zocdoc.com\/blog\/a-guide-to-getting-test-results-from-your-doctor\/\">explained here<\/a>.<\/li>\n<li>You have the right to get second opinions, but coverage for them varies. <a href=\"http:\/\/www.zocdoc.com\/blog\/a-guide-to-second-opinions\/\">Here&#8217;s more info.<\/a><\/li>\n<li>Most health plans have to cover preventive care at no cost to patients, thanks to the Affordable Care Act. So what counts as a preventive service? <a href=\"http:\/\/www.zocdoc.com\/blog\/what-exactly-does-preventive-care-mean\/\">This guide breaks it down<\/a>.<\/li>\n<li>Why do ambulance trips cost so much? Are they ever covered by insurance? <a href=\"https:\/\/www.zocdoc.com\/blog\/everything-you-need-to-know-about-ambulances\/\">Sometimes<\/a>.<\/li>\n<li>What can you do if your insurance company refuses to pay for a treatment, procedure or other service that you think should be covered? You can appeal the claim denial. <a href=\"http:\/\/www.zocdoc.com\/blog\/how-to-appeal-a-health-insurance-claim-denial\/\">Here&#8217;s how<\/a>.<\/li>\n<\/ul>\n<hr \/>\n<h1 class=\"p1\" style=\"text-align: center;\"><span class=\"s1\">Ready to book a doctor&#8217;s appointment? Visit <a href=\"https:\/\/www.zocdoc.com\/\"><span class=\"s2\">Zocdoc.<\/span><\/a><\/span><\/h1>\n","protected":false},"excerpt":{"rendered":"<p>Link-dump alert.<\/p>\n","protected":false},"author":6,"featured_media":18107,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[227],"tags":[78],"class_list":["post-18487","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-health-insurance","reviewer-dr-nassim-assefi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>All Sorts of Insurance Issues, Explained - Guides<\/title>\n<meta name=\"description\" content=\"Link-dump alert.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zocdoc.com\/blog\/guides\/all-sorts-of-insurance-issues-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"All Sorts of Insurance Issues, Explained - 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