{"id":19453,"date":"2021-12-10T13:54:44","date_gmt":"2021-12-10T18:54:44","guid":{"rendered":"https:\/\/thepapergown.zocdoc.com\/?p=19453"},"modified":"2023-03-06T11:43:17","modified_gmt":"2023-03-06T16:43:17","slug":"paying-for-urgent-care","status":"publish","type":"post","link":"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/","title":{"rendered":"Your Guide to Paying for Urgent Care"},"content":{"rendered":"<p>Not every trip to the <a href=\"https:\/\/www.zocdoc.com\/blog\/when-to-go-to-urgent-care-vs-the-er\/\">urgent care clinic<\/a> is planned in advance, for obvious reasons. Depending on what ails you in the moment, you might not consider what your visit will cost or how you\u2019ll pay for it.<\/p>\n<p>Here\u2019s what to know about paying for urgent care, and how <a href=\"https:\/\/www.zocdoc.com\/blog\/how-to-read-your-medical-bill\/\">prices<\/a> compare to seeing your primary care doctor or going to the emergency room.<\/p>\n<hr class=\"squiggle\" \/>\n<h3>What is the average cost of an urgent care visit?<\/h3>\n<p>Urgent care costs depend on a few things. It will cost less if you don\u2019t require many diagnostic tests, but visits are pricier if you need X-rays, lab work or a procedure like stitches, splinting or casting. Taking all these variables into consideration, the average urgent care visit is about $175 with insurance, according to Lou Ellen Horwitz, CEO of the <a href=\"https:\/\/www.ucaoa.org\/\">Urgent Care Association<\/a>.<\/p>\n<p>\u201cIf you don&#8217;t have insurance or are paying cash and not billing your insurance, the urgent care will be able to provide immediate pricing for you so you can make informed decisions with your provider about what tests or treatments you want done,\u201d she says. \u201cWith insurance-paid visits, the urgent care team may need to do a little research to get an exact cost.\u201d<\/p>\n<hr \/>\n<h3><span style=\"color: #000000;\">How does the cost of and urgent care visit compare to a PCP visit or an ER visit?<\/span><\/h3>\n<p>There is no set guideline for private practices, but in most cases, urgent care costs are comparable to the cost of a visit to your primary care physician. As with urgent care, a PCP will charge extra for additional services and tests. Unlike urgent care, you will need to make an appointment.<\/p>\n<p>Going to the emergency room, however, can be very expensive, adding up to nine times as costly as urgent care for the same services, says Horwitz. The <a href=\"https:\/\/consumerhealthratings.com\/healthcare_category\/emergency-room-typical-average-cost-of-hospital-ed-visit\/\">average cost of an emergency room visit<\/a> in 2018 was $1,010. (This doesn\u2019t include the price of an ambulance if one is necessary.) Tests, X-rays and MRIs all cost more than they would elsewhere.<\/p>\n<p>Emergency rooms are very expensive to run for a variety of reasons. They require lots of specialized, often very expensive medical equipment, as well as a specially trained staff and efficient support staff. They are also open 24\/7 and must see anyone who walks through their doors.<\/p>\n<hr \/>\n<h3>Are any urgent care centers &#8220;in network&#8221; for insurance?<\/h3>\n<p>Yes, typically all urgent care centers are considered in network. An exception might be something like a highly regionalized plan that would restrict visits to any provider outside the region.<\/p>\n<p>When an urgent care center (or any other type of healthcare facility) is in network, your insurance provider has pre-negotiated rates for healthcare with that practitioner, business or system. These rates are often lower than their normal fees, making it cheaper for you and your insurance provider.<\/p>\n<hr \/>\n<h3>How much is the copay for urgent care?<\/h3>\n<p>Copays are typically a bit more expensive at urgent care than getting an appointment at a primary care office, but at least a hundred dollars lower than the ER.<\/p>\n<p>\u201cIt&#8217;s usually very easy to tell what your copay is to an urgent care,\u201d says Horwitz. \u201cJust flip over your insurance card. Most of them list urgent care alongside primary care and the ER with copays.\u201d<\/p>\n<hr \/>\n<h1 class=\"p1\" style=\"text-align: center;\"><span class=\"s1\">Ready to<\/span><span class=\"s1\"> b<\/span><span class=\"s1\">ook<\/span><span class=\"s1\"> a doctor&#8217;s appointment? Visit <a href=\"https:\/\/www.zocdoc.com\/\"><span class=\"s2\">Zocdoc.<\/span><\/a><\/span><\/h1>\n","protected":false},"excerpt":{"rendered":"<p>Urgent care usually costs less than an ER visit, but other details may vary. <\/p>\n","protected":false},"author":38,"featured_media":19128,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[227],"tags":[103,25,78,202],"class_list":["post-19453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-prep","tag-emergency-care","tag-health-insurance","tag-urgent-care","reviewer-dr-nassim-assefi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Your Guide to Paying for Urgent Care - Guides<\/title>\n<meta name=\"description\" content=\"Urgent care usually costs less than an ER visit, but other details may vary.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Guide to Paying for Urgent Care - Guides\" \/>\n<meta property=\"og:description\" content=\"Urgent care usually costs less than an ER visit, but other details may vary.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\" \/>\n<meta property=\"og:site_name\" content=\"The Paper Gown\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-10T18:54:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-06T16:43:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/zocdoc.com\/blog\/wp-content\/uploads\/2021\/06\/Hero_MensHealth.png\" \/>\n\t<meta property=\"og:image:width\" content=\"968\" \/>\n\t<meta property=\"og:image:height\" content=\"452\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Christina Frank\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Christina Frank\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\"},\"author\":{\"name\":\"Christina Frank\",\"@id\":\"https:\/\/www.zocdoc.com\/blog\/#\/schema\/person\/c639a411942eb74533e61737822767f4\"},\"headline\":\"Your Guide to Paying for Urgent Care\",\"datePublished\":\"2021-12-10T18:54:44+00:00\",\"dateModified\":\"2023-03-06T16:43:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\"},\"wordCount\":557,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.zocdoc.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/thepapergown.wpengine.com\/wp-content\/uploads\/2021\/06\/Hero_MensHealth.png\",\"keywords\":[\"Appointment Prep\",\"Emergency Care\",\"Health Insurance\",\"Urgent Care\"],\"articleSection\":[\"Guides\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\",\"url\":\"https:\/\/www.zocdoc.com\/blog\/guides\/paying-for-urgent-care\/\",\"name\":\"Your Guide to Paying for Urgent Care - 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