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315 verified Medicare Doctors in Clearwater, FL
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Availability last updated 05/27/2026
Availability last updated 05/27/2026
Primary Care Doctor
4.50
·8 reviews
Very sweet, asked thorough questions. Genuinely seemed to care, & didn't try to rush me. She listened to my every word, & addressed my every concern! - Oct 8, 2025 by Rhea H.Click to read more
60.5 mi · 2028 US Hwy 92 W, Auburndale, FL 33823
In-network · Medicare
Accepting new patients ·
Read bio
Dr. Julie Vuu is board certified in family medicine. She assesses and explains her patients’ conditions to them and helps them understand the appropriate treatment plan. Dr. Vuu encourages her patients to learn how to manage their health conditions effectively to help them lead a healthier lifestyle...Click to read more
Next available: Fri, May 29
Primary Care Doctor
5.00
·11 reviews
Actually cared to hear what was going on with me and offered solutions instead of referring me elsewhere. He knows his stuff and very friendly. - May 11, 2026 by Trevor G.Click to read more
60.5 mi · 2028 US Hwy 92 W, Auburndale, FL 33823
In-network · Medicare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Dr. Thomas DeLuca is board certified in family medicine. His clinical interests and procedures include general patient health, sports medicine, nutrition, lifestyle medicine, pap smears, joint injections and skin biopsies. Dr. DeLuca treats a wide range of health conditions, creates personalized tre...Click to read more
Next available: Fri, Jun 5
Nurse Practitioner
5.00
·45 reviews
I am really excited to have a new provider who is as caring and professional as she is.. - May 13, 2025 by Jose C.Click to read more
58.5 mi · 2250 Osprey Blvd, Ste 102, Bartow, FL 33830
In-network · Medicare
Accepting new patients · Highly recommended · Excellent wait time · Expertise in high cholesterol ·
Read bio
Ann Phelps is an advanced registered nurse practitioner with BayCare Medical Group, serving the Lakeland community. Ann received her bachelor’s degree in nursing from the University of North Carolina at Wilmington in Wilmington, North Carolina. She was an RN First Assistant in plastic and reconstruc...Click to read more
Next available: tomorrow
Primary Care Doctor
4.92
·12 reviews
El mejor doctor, la mejor atencion que he recibido. La oficina y el personal es muy amable y atento. - Mar 11, 2026 by nelson C.Click to read more
66 mi · 400 Ave K SE, Ste 11, Winter Haven, FL 33880
In-network · Medicare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Dr. Christopher Jebailey is board certified in family medicine. He treats acute illnesses and chronic conditions and provides comprehensive care, including health monitoring, lab work, dietary counseling, lifestyle guidance and medication management. He emphasizes preventive medicine and creates per...Click to read more
Next available: Mon, Jun 1
Primary Care Doctor
4.76
·59 reviews
Everyone was nice the office was clean. Dr Baker was very professional and listened to all my questions - Mar 27, 2023 by Lindsay M.Click to read more
66 mi · 400 Ave K SE, Ste 11, Winter Haven, FL 33880
In-network · Medicare
Accepting new patients · 25+ years of experience · Expertise in chronic diabetes + 9 more ·
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Dr. Robin Baker is a board-certified internal medicine physician with BayCare Medical Group, serving the Winter Haven community. He provides comprehensive primary care for adults, including preventive care and management of chronic and complex medical conditions. Dr. Baker earned his Doctor of Medic...Click to read more
Next available: Tue, Jun 23
Adult Nurse Practitioner
5.00
·2 reviews
66 mi · 400 Ave K SE, Ste 11, Winter Haven, FL 33880
In-network · Medicare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Amanda Conner is an advanced practice registered nurse and is with BayCare Medical Group in Winter Haven, Florida, where she sees patients age 18 and older. She received a Bachelor of Science in nursing and earned a Master of Science in nursing from the University of South Florida in Tampa, Florida....Click to read more
Next available: Mon, Jun 1
Family Nurse Practitioner
71 mi · 5999 Dundee Rd, Ste 750, Winter Haven, FL 33884
In-network · Medicare
Accepting new patients · Expertise in upper respiratory infection (uri) + 1 more ·
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Brandi Ray provides care for acute and chronic conditions. With compassionate patient-centered care, she performs preventive health screenings and provides individualized treatment plans for patients and their families. She supports patients through ongoing education and believes in using evidence-b...Click to read more
Next available: Fri, May 29
Internist (Virtual)
4.67
·6 reviews
Very helpful and responsive - Mar 30, 2022 by Carla H.Click to read more
Haines City, FL
In-network · Medicare
Accepting new patients · 25+ years of experience · Offers video visits · Excellent wait time · Expertise in emphysema (copd) + 9 more ·
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Mahesh G. Allam, MD, is an Internist with additional training in Pulmonary Disorders, Critical Care, and Sleep Disorders. A graduate of the University of the West Indies Faculty of Medical Sciences, Jamaica, where he earned his Bachelor of Medicine, Bachelor of Surgery, Dr. Allam completed an int...Click to read more
Next available: tomorrow
Nurse Practitioner
4.66
·44 reviews
Very pleased with my experience. Everyone was friendly and kind. I was seen quickly and the process was basically flawless. - Dec 26, 2023 by Chloessa D.Click to read more
71.5 mi · 36246 Hwy 27, Haines City, FL 33844
In-network · Medicare
Accepting new patients · Excellent wait time · Expertise in chronic diabetes + 1 more ·
Read bio
Estelita Dalisay is a certified family nurse practitioner with BayCare Medical Group, serving the Winter Haven city area. She earned her bachelor's degree in nursing from San Pedro College in Davao City, Philippines, and completed her master's degree in family nursing at Indiana State University in ...Click to read more
Next available: Mon, Jun 8
Adult Nurse Practitioner
5.00
·9 reviews
I had great visit. Staff is thorough and friendly. by TBClick to read more
75.5 mi · 4420 South US Highway 27, Ste 5, Clermont, FL 34711
In-network · Medicare
Also offers video visits · Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
At Mini Health Clinic, I am honored to serve as an Independent Adult-Gerontology Nurse Practitioner, bringing over a decade of diverse healthcare experience to the community I cherish. My journey into healthcare began at the University of Central Florida, where I earned my Bachelor’s degree, and con...Click to read more
Next available: tomorrow
Family Nurse Practitioner (Virtual)
5.00
·3 reviews
Very easy to book an appointment online. Friendly staff, short wait time. Adriana Garcia was very pleasant and very informative of my blood pressure concern. She prescribed my needed medication for my asthma. - May 11, 2026 by Lisa P.Click to read more
Orlando, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Ms. Adriana Velasquez Garcia is a skilled family nurse practitioner. She practices at East Lake Medical Clinic in Saint Cloud, FL. She offers both in-person and virtual visits. She obtained her master's degree in adult nurse practitioner studies from the MD School of Medicine at the University of C...Click to read more
Family Nurse Practitioner (Virtual)
4.79
·938 reviews
She is very compassionate and caring. She is also very knowledgeable and empathetic. Overall she is an excellent provider ! - Oct 1, 2020 by Pamela H.Click to read more
Orlando, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in high cholesterol + 5 more ·
Read bio
Tahira earned her Bachelor of Medicine, Bachelor of Surgery (MBBS) from Dow Medical College and is ECFMG certified. She holds licenses as a house physician and is a certified ARNP, FNP, and PMHNP. Tahira completed a Master's in Nursing from South University and a Master's in Business Administration ...Click to read more
Next available: tomorrow
Family Nurse Practitioner (Virtual)
5.00
·3 reviews
Very easy to book an appointment online. Friendly staff, short wait time. Adriana Garcia was very pleasant and very informative of my blood pressure concern. She prescribed my needed medication for my asthma. - May 11, 2026 by Lisa P.Click to read more
St Cloud, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Ms. Adriana Velasquez Garcia is a skilled family nurse practitioner. She practices at East Lake Medical Clinic in Saint Cloud, FL. She offers both in-person and virtual visits. She obtained her master's degree in adult nurse practitioner studies from the MD School of Medicine at the University of C...Click to read more
Internist (Virtual)
4.67
·310 reviews
I'm very pleased with him as my primary care physician. - Sep 27, 2018 by Donald C.Click to read more
Orlando, FL
In-network · Medicare
Accepting new patients · 25+ years of experience · Offers video visits · Expertise in chronic diabetes + 5 more ·
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Dr. Imtiaz Qureshi is an experienced board certified internist treating patients in the Orlando, Florida community and surrounding area. Dr. Qureshi graduated from Dow Medical College with a Medical Degree and completed his Internship in Internal Medicine at the Long Island Jewish Medical Center. Dr...Click to read more
Next available: Fri, May 29
Family Nurse Practitioner (Virtual)
5.00
·3 reviews
Amazing ?? Great staff! Communication and smooth appointment process :) Dr. Luis M. Professional and knowledgeable! - Oct 30, 2025 by Fahima M.Click to read more
St Cloud, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in high cholesterol ·
Read bio
Mr. Luis Rodriguez Maldonado is a family nurse practitioner at Mango Wellness in St. Cloud, FL. He offers in-person and virtual consultations to patients of all ages and genders. Mr. Rodriguez Maldonado helps with common illnesses, chronic diseases, and minor injuries. During consultations, he unde...Click to read more
Next available: today
Family Nurse Practitioner (Virtual)
4.79
·938 reviews
She is very compassionate and caring. She is also very knowledgeable and empathetic. Overall she is an excellent provider ! - Oct 1, 2020 by Pamela H.Click to read more
Orlando, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in high cholesterol + 5 more ·
Read bio
Tahira earned her Bachelor of Medicine, Bachelor of Surgery (MBBS) from Dow Medical College and is ECFMG certified. She holds licenses as a house physician and is a certified ARNP, FNP, and PMHNP. Tahira completed a Master's in Nursing from South University and a Master's in Business Administration ...Click to read more
Next available: Sun, May 31
Family Nurse Practitioner (Virtual)
St Cloud, FL
In-network · Medicare
Accepting new patients · Offers video visits ·
Read bio
Ms. Lynette Bryant is a family nurse practitioner who sees patients in person at Mango Wellness in St. Cloud, FL. She also offers virtual consultations. As part of her formal education, Ms. Bryant earned a master's degree in adult nurse practitioner from Chamberlain University - Miramar. She strive...Click to read more
Next available: Fri, May 29
Family Nurse Practitioner (Virtual)
5.00
·11 reviews
Tim was very knowledgeable and provided great teaching on my healthcare and taught me how to manage my health. He has set a plan in place and I’m looking forward to working with tim - Nov 19, 2024 by Rashuan S.Click to read more
Gainesville, FL
In-network · Medicare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Tim Atkinson, APRN-FNP, is a seasoned healthcare professional with over 13 years of extensive experience in emergency and trauma care. He has demonstrated exceptional leadership in various high-stakes environments, holding several senior roles, including Director of Emergency Services at Ocala Regio...Click to read more
Next available: tomorrow
Family Physician (Virtual)
3.80
·10 reviews
Caring - Aug 22, 2025 by Chris C.Click to read more
Gainesville, FL
In-network · Medicare
Accepting new patients · Offers video visits ·
Read bio
Dr. Nico Kristen is a certified family physician. He practices at TriHealth Family Wellness Center in Gainesville, FL. Dr. Kristen acquired a medical degree from the American University of Antigua College of Medicine and finished his internship in general surgery at Saint Joseph Mercy Oakland. Dr. ...Click to read more
Next available: Fri, May 29
Out-of-network providers
Availability last updated 05/27/2026
Availability last updated 05/27/2026
Nurse Practitioner
5.00
·25 reviews
personable. professional. lets you speak your concerns. available 24/7 and lets you talk un like every other doctor that talks over you. he is friendly and i had a succesful appointment with this provider. NOT RUSHED...i recommend!!! - Jan 5, 2022 by Heather C.Click to read more
54 mi · 7211 Centerhill Dr, Lakeland, FL 33809
Out-of-network
Also offers video visits · Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
We do NOT ACCEPT insurance. We are a concierge provider without a traditional office location. Got a laceration? We come fix it whenever you need-at the football game with your kid? We'll come there. Grandmother can't travel well in a car? We'll come to her bedside. We keep our overhead low so our c...Click to read more
Next available: tomorrow
Internist
5.00
·1 review
52 mi · 2417 US Hwy 98 N, Lakeland, FL 33805
Out-of-network
Accepting new patients · Highly recommended · Expertise in chronic high blood pressure + 2 more ·
Read bio
*We are unable to see any self-pay patients.* Dr. Gilbert Acevedo was born in New York but raised in Puerto Rico. He obtained his Bachelor’s in Science at the University of Puerto Rico Mayaguez Campus. He earned his medical degree at the Universidad Autónoma de Santo Domingo Facultad de Ciencias ...Click to read more
Next available: tomorrow
Primary Care Doctor
4.36
·11 reviews
Dr. is very pleasant & personable. Answers all questions. Enjoy all the staff @ facility, very pleasant. by MGClick to read more
65.5 mi · 410 1st Street South, Winter Haven, FL 33880
Out-of-network
Accepting new patients · Excellent wait time
Next available: tomorrow
Nurse Practitioner (Virtual)
4.91
·153 reviews
Amazing office and staff is so nice! I’m glad I made an appointment with this practice. - Jul 18, 2023 by Victoria C.Click to read more
Winter Haven, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
We take self-pay clients only. Out-of-pocket costs are $60 per session, and we offer telehealth services exclusively. Erica Lobato graduated from the University of Miami in 2012 with a Master’s Degree in Nursing. She has dedicated her practice to family medicine for the past eight years in the Ce...Click to read more
Next available: tomorrow
Nurse Practitioner
5.00
·2 reviews
- Jan 15, 2025 by Guillermina R.Click to read more
72 mi · 112 Park Pl Blvd, Davenport, FL 33837
Out-of-network
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Zhanna Fagin, APRN-NPBC, earned her Master's degree in Nursing from Albany State University in 2023. She also holds a Bachelor's degree from The University of Akron and an Associate's degree from Cuyahoga Community College. Before advancing her nursing career, Zhanna worked as a surgical technician ...Click to read more
Next available: tomorrow
Nurse Practitioner (Virtual)
5.00
·1 review
- Mar 1, 2024Click to read more
Dunnellon, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Erika is a Nurse Practitioner with over 23 years of healthcare experience in hospital and clinic settings within both the U.S. Air Force and the civilian sector. She specializes in weight loss management and holds advanced board certification in Cardiac/Vascular Nursing. Her extensive experience inc...Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
4.96
·271 reviews
Amazing provider! She’s so nice and listens to my concerns. My new PCP. - May 13, 2023 by Vivika B.Click to read more
Debary, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in chronic high blood pressure + 1 more ·
Read bio
Dr. Joanna Edwards, MD, is a board-certified Family Medicine physician and founder of Edwards Family Health. She is dedicated to providing personalized, patient-centered care for individuals and families across all stages of life. Dr. Edwards offers comprehensive primary care services, including pr...Click to read more
Next available: Thu, Jun 25
Primary Care Doctor (Virtual)
5.00
·1 review
Good service - May 7, 2026 by Rob S.Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Expertise in osteoporosis + 9 more
Next available: today
Primary Care Doctor (Virtual)
4.74
·111 reviews
Very good Dr. Listens to you and asks the right questions. Highly recommend. - Dec 10, 2024 by Paul C.Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait timeExpertise in pneumonia and respiratory infections + 2 more
Next available: today
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
5.00
·6 reviews
Amazing service. Nice Doctor. attentive. Easy visit as I was able to see the doctor from my home and get my illness checked out by MMClick to read more
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in ear infection + 1 more ·
Read bio
Dr. Karanvir Singh is a highly skilled family physician offering virtual services through Dr Family. He earned his Doctor of Medicine degree from Windsor University and is certified by the American Board of Family Medicine. Dr. Singh emphasizes building solid doctor-patient relationships based on t...Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
4.80
·5 reviews
I had to cancel my appointment with this doctor, as I accidentally double booked this with another appointment. The doctor's office was patient and understanding. - Oct 11, 2021Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits · Excellent wait time · Expertise in lower back pain ·
Read bio
Dr. Annette Da Silva is an efficient and diligent primary care doctor and acupuncturist. She earned her Doctor of Osteopathic Medicine degree from Nova Southeastern University and completed her training in Physical Medicine and Rehabilitation at New York University. She currently treats patients at ...Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 20 years of experience · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
1.00
·2 reviews
This was a poor experience. Provider was completely unaware of the appointment. I was not contacted by them in any way. I reached out to them directly and they completely dropped the ball. Then they suddenly lied and said they couldn’t hear me, and attempted to get me to sign up for a completely dif...Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Allison Lovell completed her residency at Yale in 1988 and then obtained her Board Certification in Internal Medicine. Dr. Lovell has worked with many different people from all walks of life and cares for everyone with compassion and concern.Click to read more
Next available: today
Primary Care Doctor (Virtual)
5.00
·4 reviews
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommendedExpertise in acute kidney failure + 1 more
Next available: today
Primary Care Doctor (Virtual)
4.50
·2 reviews
- May 13, 2026 by John A.Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits · Excellent wait time
Next available: today
Primary Care Doctor (Virtual)
5.00
·2 reviews
Dr. Newman is an awesome doctor he was very sweet and nice with amazing bedside manners, he listened to my concerns and helped me! I couldn't ask for a better doctor and I am very glad I chose Dr. Newman I highly highly recommend him 100% 10/10Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Dr. Newman’s journey to becoming a physician began in the fitness industry. While working as a personal trainer and nutrition coach, he discovered a passion for helping others improve their health. In his current clinical practice, he continues to implement healthy lifestyle recommendations in addit...Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25 years of experience · Offers video visits · Expertise in chronic diabetes + 1 more
Next available: today
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
5.00
·1 review
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommendedExpertise in hiv/aids
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25 years of experience · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits ·
Read bio
Dr. Duque received his M.D. from University of Wisconsin School of Medicine in 2005 and went on to complete his residency at Scripps/Mercy Hospital in San Diego. Prior to that, Dr. Duque served four years in the US Air Force as a Medical Laboratory Technician.Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
5.00
·1 review
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Highly recommendedExpertise in acute urinary tract infection + 4 more
Next available: tomorrow
Primary Care Doctor (Virtual)
1.00
·1 review
- May 9, 2026 by Lillian T.Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 25 years of experience · Offers video visits · Expertise in high cholesterol + 9 more
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
3.67
·3 reviews
I was no call no showedClick to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 25 years of experience · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
5.00
·1 review
Merritt Island, FL
Out-of-network
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended ·
Read bio
Dr. Allan Marks graduated from the University of Rochester School of Medicine and Dentistry in 1980 and completed residency at Stanford University Medical Center. When he’s not working, he enjoys playing tennis, hiking, and spending time with his wife and their three children.Click to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · 24 years of experience · Offers video visits · Expertise in insomnia + 6 more
Next available: tomorrow
Primary Care Doctor (Virtual)
Merritt Island, FL
Out-of-network
Accepting new patients · Offers video visits · Expertise in intermittent racing heartbeat (psvt) + 5 more ·
Read bio
Dr. Krainski completed his Internal Medicine training at UT Southwestern. When not working, he enjoys running, hiking, skiing and cooking dinner with friendsClick to read more
Next available: tomorrow
Primary Care Doctor (Virtual)
4.14
·14 reviews
My appointment with Dr. Pamela Binns-Gibson, MD, was canceled with no warning or reasoning. Fortunately I received a full refund and was able to schedule another appointment with another doctor. May she stay blessed as a child of God. - May 13, 2026 by Jachi A.Click to read more
Merritt Island, FL
Out-of-network
Accepting new patients · 23 years of experience · Offers video visits · Expertise in chronic high blood pressure + 2 more
Next available: tomorrow
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