Cigna and their coverage
For over six decades, Cigna has helped people manage their health and well-being through their health insurance plans. Their services cover changing healthcare needs from childhood to old age through retirement.Â
With over 74,000 employees, Cigna serves nearly 170 million customers worldwide. They have a headquarters in Belgium, with offices outside the US in Spain, Kenya, and Malaysia. In the US, their medical plans cover 12 states. These are:
- Arizona
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Maryland
- Missouri
- North Carolina
- South Carolina
- Tennessee
- TexasÂ
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What are deductibles and co-pays?
Deductibles and co-pays are vital components of any insurance plan. While Zocdoc’s guide to insurance terms provides in-depth information about the terms, here is an overview:
- Deductible: It refers to the fixed annual cost you incur to start your health insurance coverage. Once you pay the deductible amount, the insurance plan starts covering your medical expenses. However, depending on your coverage, you might still have to pay a part or the entirety of your medical bills for treatments your plan does not cover.
- Co-pay: Short for co-payment, this term refers to the fixed sum of money you need to pay for the medical services covered; your insurance carrier covers the rest. Co-pays depend on the type of medical service or prescription and are generally higher for specialist visits than standard doctor visits.
Who are primary care doctors, and what are their responsibilities?
A primary care physician (PCP) helps you manage all aspects of your health. Also known as primary care doctors and general practitioners, they help you be healthy and get better when you fall sick. Typically, they are your first point of contact when you have a medical concern that is not an emergency.
The responsibilities of primary care doctors include:
- Maintain your medical history
- Performing annual physical exams
- Administering all required vaccinations
- Conducting regular wellness checkups
- Refer you to the right specialist if and when you require one
- Recommend screening tests to identify health concerns before you even notice them
What does an annual physical exam cover?
While there are no absolutes in an annual routine physical exam, they usually include:
- Vital signs: Your doctor checks your temperature, blood pressure, heart rate, and respiration rate.
- Heart and lung exams: Using a stethoscope, they detect heart murmurs, irregular heartbeats, wheezes, crackles, and any other signs of heart and lung diseases.
- Head and neck exam: They inspect your tonsils, throat, teeth and gum health, ears, eyes, nose, sinuses, thyroid, lymph nodes, and carotid arteries.
- Abdominal exam: Your doctor taps your abdomen to check for fluids, detect your liver size, check for tenderness, and listen to bowel sounds with a stethoscope.
- Neurological exam: They assess your reflexes, muscle strength, balance, memory, etc.
Find the best primary care doctors in Denver accepting Cigna
Looking for a top-rated primary care doctor? Need help finding the best Cigna primary care doctors near you? Zocdoc is here to help you with both concerns!Â
Visit the Zocdoc website, create a free account, select the condition, specialty, and location (in this case, Denver), and pick Cigna as your insurance provider from a dropdown menu. A list of doctors matching your criteria will appear in no time! To narrow the results, you can filter them according to the doctor's gender, the languages they speak, and whether or not they treat children.
On Zocdoc, every doctor has a dedicated profile with information about their educational qualifications, practice location, certifications, experience, visit reasons, etc. You can also check previous patients' reviews and ratings before making an informed choice.
Zocdoc helps you book in-person and online consultations with Cigna primary care doctors near you. While browsing the search results, look for a purple-colored video icon to locate specialists offering virtual consultations.
What’s more, if you are a college goer or a freelancer in the US, you can check out Zocdoc's guides on health insurance for college students and freelancers to learn more about how you can benefit from your plan!
Insurance statistics in Colorado
According to the 2019 Colorado Health Access Survey, about 6.5% of the state's total population did not have health insurance that year. Since 2015, this number has been consistent, only recording minor fluctuations. Denver's total population's uninsurance rate was between 4.0 and 5.9% in 2023.
The Colorado Health Access Survey from 2023 found that Colorado's health insurance coverage reached an all-time high of 95.4% in 2023. Employer-sponsored health insurance covers about 52.7% of the population, while Medicare and Medicaid cover approximately 13.8% and 18.7%, respectively.
Sources
WebMD
Investopedia
Cleveland Clinic
Cigna Healthcare[1]
Cigna Healthcare[2]
Cigna Healthcare[3]
Colorado Health Institute[1]
Colorado Health Institute[2]
Colorado Health Institute[3]
