What is Aetna?
Aetna, a CVS Health company, offers a range of health insurance products and serves an estimated 39 million people. It provides individuals with information and resources to navigate the medical and financial aspects of their healthcare. Aetna offers various programs and services designed to address rising healthcare costs while prioritizing quality.
Some of the health insurance plans and services provided by Aetna include:
- Medical, pharmacy, and dental plans
- Medicare plans
- Medicaid services
- Behavioral health programs
- Medical management
Types of insurance plans offered by Aetna
Here’s a breakdown of some of the different health insurance plans provided by Aetna and how your health history and budget can play a role in deciding the right plan for you.
- Health maintenance organization (HMO) plan: This is one of the most affordable health insurance plans, offering lower premiums, deductibles, and fixed copays. It is suitable for people who do not suffer from many health issues and don’t wish to overspend on health insurance coverage.
- Preferred provider organization (PPO) plan: PPO plans are an expensive option but also offer the most benefits, including complete in-network and out-of-network coverage and specialist visits without referrals. Opt for a PPO plan if you need all these services and can afford to pay higher premiums.
- Exclusive provider organization (EPO) plan: EPO plans, like HMOs and PPOs, cover only in-network care, but their network of providers is typically more extensive than other plans. Having a doctor's referral to meet specialists is not a mandatory requirement in most cases. The premiums for these plans are lower than PPOs but higher than HMOs.
- Point-of-service (POS) plan: POS plans require selecting an in-network primary care physician and getting a referral to seek care from a specialist. These plans also facilitate out-of-network services for higher premiums. POS plans are a good choice if you are managing a condition and a few providers from your healthcare team are out-of-network.
Check out Zocdoc's A-Z insurance guide if you need more guidance on insurance-related terminologies.
Aetna's achievements
From international recognitions to regional acknowledgments, Aetna continues to set the standard for quality healthcare solutions worldwide:
- UK Health and Protection Awards (2021): Named 'Best Individual International Healthcare Provider' for the first time, with a commendation for 'Best Group International Private Medical Insurance Provider'.
- Health Insurance and Protection Awards (2013 - 2020): Recognized as 'Best Group International Healthcare Provider' for eight consecutive years, showcasing commitment to customer responsiveness and product and service innovation.
- Workplace savings and benefits (2021): Honored as 'International Benefits Provider of the Year' for the fourth consecutive year and applauded for providing great customer service.
- International Investment Awards (2021): Secured 'Best IPMI Provider' for the third consecutive year, highlighting sustained excellence in international private health insurance.
- Insurance Asia Awards (2017-2019): Named 'General Insurer of the Year – Singapore' for three consecutive years, lauded for rapid growth and successful initiatives in the Asian market.
- APAC EMMA Awards (2017): Recognized as 'Employee Benefits Service Provider of the Year' and runner-up for 'International Healthcare and Risk Management Provider of the Year,' showcasing dedication to customer-centric benefits and support.
- Life Insurance International Innovation Awards (2016): Awarded 'Most Innovative Health Insurer of the Year' for pioneering approaches to customer experience and operational excellence.
- Insurance Asia Awards (2016): Aetna Summit and Aetna Pioneer were hailed as 'New Insurance Product of the Year – Singapore' for their modular design and customer-focused features.
- European CEO (2017): Richard di Benedetto, President of Aetna International, was honored as 'Best CEO in the Global Health Provision Solution Industry' for his efforts in setting high standards in the industry.
- Insurance Asia Awards (2017): Managing Director Derek Goldberg was named 'CEO of the Year, Asia,' celebrated for driving regional expansion and championing customer-centric strategies.
Aetna's ongoing commitment to customer satisfaction and excellence is a testament to its leadership in the healthcare industry.
Who is an OB-GYN?
An obstetrician-gynecologist, or OB-GYN, possesses specialized knowledge in female reproductive health, pregnancy, and childbirth. While some OB-GYNs offer a broad spectrum of general health services akin to those provided by primary care physicians, others concentrate solely on medical care related to the female reproductive system. Additionally, OB-GYNs deliver routine medical services and conduct preventive screenings. The term "OB-GYN" can refer to either the doctor, an obstetrician-gynecologist, or the sciences in which the doctor specializes, namely obstetrics and gynecology.
When should you see an OB-GYN?
Regular checkups are crucial for maintaining health. Annual preventive visits help assess your overall well-being, including reproductive health. Additionally, OB-GYN visits are essential during significant reproductive milestones like puberty, pregnancy, and menopause and for addressing abnormal symptoms such as irregular bleeding or pelvic pain. OB-GYN consultations are also valuable for discussions on contraception, pregnancy planning, menstrual issues, and menopausal symptoms.
How can you find an OB-GYN doctor that accepts Aetna near you in San Francisco?
While not all OB-GYNs may accept your health insurance, Zocdoc provides a solution. If you're searching for a trusted OB-GYN covered by Aetna in San Francisco, California, Zocdoc can help you with a few simple steps. As a reliable online platform, Zocdoc offers a user-friendly interface and a comprehensive database of providers. You can easily find healthcare providers based on specific criteria, including location, insurance coverage, and specialty. Zocdoc ensures you receive quality care tailored to your needs.
Input your requirements, including your insurance provider, and Zocdoc will generate a list of the best OB-GYN in your vicinity. Uploading a photo of your medical insurance card can assist in accurately selecting your insurance plan on Zocdoc; however, it is not mandatory. If you do not wish to upload an image of your card, you can manually add your insurance information by selecting your plan from the list provided. For more insurance-related doubts and queries, check out the FAQs on the Zocdoc patient help center page.
Each doctor's profile on Zocdoc includes detailed information such as their practice location, areas of expertise, educational background, languages spoken, and patient reviews to assist you in making an informed decision.
Finding OB-GYN doctors that accept Aetna near you through Zocdoc is quick, easy, and free!
Aetna statistics in California and the United States
As per Statista, as of 2020, about 7.5 percent of California's total population was uninsured, while the largest portion had health insurance through their employers, reflecting the distribution of health insurance status in the state for that year.
Aetna is dedicated to enhancing women's mental and physical well-being, demonstrating its commitment through significant initiatives. Notably, it achieved the milestone of donating about 1 million period products within a month, contributing to the fight against period poverty. These efforts underscore Aetna's holistic approach to supporting its members' health and addressing societal challenges.
Sources
Aetna[1]
Aetna[2]
Aetna[3]
Healthline
Statista
CVS Health
