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315 verified UnitedHealthcare Doctors in San Francisco, CA
Zocdoc verifies all providers before they can appear in Zocdoc search results. Every provider that appears in search is open to new patients.
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Availability last updated 08/27/2026
Availability last updated 08/27/2026
Physician Assistant
5.00
·9 reviews
27 mi · 590 Forest Ave, Palo Alto, CA 94301
In-network · UnitedHealthcare
Accepting new patients · Highly recommended ·
Read bio
My approach to care focuses on treating the whole person and addressing their unique needs. I love educating my patients, ensuring all their questions are answered, and that they feel truly heard and supported. My goal is to help guide patients toward a healthier life, emphasizing lifestyle modifica...Click to read more
Primary Care Doctor
4.85
·189 reviews
I felt heard and the provider was honest about my care and next steps. - Aug 28, 2024 by Lauren A.Click to read more
33.5 mi · 525 South Dr, Ste 211, Mountain View, CA 94040
In-network · UnitedHealthcare
Accepting new patients · 24 years of experience · Highly recommended · Excellent wait time ·
Read bio
Dr. Patricia Sitnitsky, M.D. is a board-certified physician specializing in Internal Medicine and Obesity Medicine. She earned her Doctor of Medicine degree from Stanford University School of Medicine and completed her residency in Internal Medicine at Santa Clara Valley Medical Center. Dr. Sitnitsk...Click to read more
Family Physician
4.86
·76 reviews
Excellent. Very informative & great "bedside" manners. by PRClick to read more
27 mi · 7788 Dublin Blvd, Dublin, CA 94568
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time · Expertise in chronic high blood pressure + 9 more ·
Read bio
Although Yusuf attended high school in the U.S., he chose to pursue his medical education in India, earning his Bachelor of Medicine, Bachelor of Surgery degree from Kamineni Institute of Medical Sciences. He enjoys swimming, hiking, camping, hunting and bushcraft, reading classic and contemporary A...Click to read more
Family Physician
4.91
·35 reviews
Dr. Fatima is a great listener and takes her time to gather all the information before giving solutions. by Hannah J.Click to read more
27 mi · 7788 Dublin Blvd, Dublin, CA 94568
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time · Expertise in chronic high blood pressure + 1 more ·
Read bio
Serving the people of Dublin, CA, Dr. Naseem Fatima is a reliable family physician and is a part of Premier Health Care. She speaks English, Hindi, and Telugu fluently, which makes her accessible to patients from a variety of cultural backgrounds. Dr. Fatima received her medical degree from Siddhar...Click to read more
Primary Care Doctor
4.85
·189 reviews
I felt heard and the provider was honest about my care and next steps. - Aug 28, 2024 by Lauren A.Click to read more
34 mi · 827 Altos Oaks Dr, Ste 4, Los Altos, CA 94024
In-network · UnitedHealthcare
Accepting new patients · 24 years of experience · Highly recommended · Excellent wait time ·
Read bio
Dr. Patricia Sitnitsky, M.D. is a board-certified physician specializing in Internal Medicine and Obesity Medicine. She earned her Doctor of Medicine degree from Stanford University School of Medicine and completed her residency in Internal Medicine at Santa Clara Valley Medical Center. Dr. Sitnitsk...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits ·
Read bio
Dr. Ali Hallaj-pour is thrilled to return to the Bay Area to practice pediatrics in Fremont. He completed his undergraduate degree with a Bachelor of Science in Cell Biology at the University of CA, Davis and received his medical degree from Drexel University College of Medicine in Philadelphia. His...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · 25+ years of experience ·
Read bio
Dr. Patrick Burke is a board-certified pediatrician who received his medical degree at Mehany Medical College and completed his pediatric training at Children’s Hospital of San Francisco. Some of Dr. Burke’s specific interests include the management of asthma and allergies. “I am honored to pract...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Dennis Unson is a board-certified pediatrician who received his medical degree at New York Medical College in Valhalla, New York where he was an honor student. He completed his pediatric training at Lucile Packard Children’s Hospital at Stanford. Dr. Unson has a special interest in pediatric gas...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · 25+ years of experience ·
Read bio
Dr. Dennis Unson is a board-certified pediatrician who received his medical degree at New York Medical College in Valhalla, New York where he was an honor student. He completed his pediatric training at Lucile Packard Children’s Hospital at Stanford. Dr. Unson has a special interest in pediatric gas...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Marjorie Alpert is a board-certified pediatrician who received her medical degree at the University of California, San Diego School of Medicine and completed her pediatric training at Kaiser Foundation Hospital in Los Angeles. Dr. Alpert enjoys caring for children of all ages. Her special intere...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients ·
Read bio
Dr. Ali Hallaj-pour is thrilled to return to the Bay Area to practice pediatrics in Fremont. He completed his undergraduate degree with a Bachelor of Science in Cell Biology at the University of CA, Davis and received his medical degree from Drexel University College of Medicine in Philadelphia. His...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Patrick Burke is a board-certified pediatrician who received his medical degree at Mehany Medical College and completed his pediatric training at Children’s Hospital of San Francisco. Some of Dr. Burke’s specific interests include the management of asthma and allergies. “I am honored to pract...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Susan Dugoni is a board-certified pediatrician who received her medical degree from the University of California at Davis, where she graduated as a Regent’s Scholar and a member of the medical honor society. She received her pediatric training at the Children’s Hospital and Medical Center of Nor...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · 25+ years of experience ·
Read bio
Dr. Susan Dugoni is a board-certified pediatrician who received her medical degree from the University of California at Davis, where she graduated as a Regent’s Scholar and a member of the medical honor society. She received her pediatric training at the Children’s Hospital and Medical Center of Nor...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · 25+ years of experience ·
Read bio
Dr. Sara Dobbs is a board-certified pediatrician who received her medical degree at Yale University School of Medicine and completed her pediatric training at the University of California at San Francisco. Dr. Dobbs completed a thesis on Intergenerational Patterns of Child Abuse, which continues to ...Click to read more
Pediatrician
28.5 mi · 2191 Mowry Ave, Ste 600C, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · 25+ years of experience ·
Read bio
Dr. Marjorie Alpert is a board-certified pediatrician who received her medical degree at the University of California, San Diego School of Medicine and completed her pediatric training at Kaiser Foundation Hospital in Los Angeles. Dr. Alpert enjoys caring for children of all ages. Her special intere...Click to read more
Pediatrician (Virtual)
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits ·
Read bio
Dr. Sara Dobbs is a board-certified pediatrician who received her medical degree at Yale University School of Medicine and completed her pediatric training at the University of California at San Francisco. Dr. Dobbs completed a thesis on Intergenerational Patterns of Child Abuse, which continues to ...Click to read more
Internist (Virtual)
5.00
·15 reviews
Overall it was good experience. The doctor listened carefully to all my concerns and provided me with proper guidance. - Jun 12, 2023Click to read more
Fremont, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time
Internist
5.00
·15 reviews
Overall it was good experience. The doctor listened carefully to all my concerns and provided me with proper guidance. - Jun 12, 2023Click to read more
28.5 mi · 1900 Mowry Ave, Ste 105, Fremont, CA 94538
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · Highly recommended · Excellent wait time
Physician Assistant
5.00
·9 reviews
28.5 mi · 2515 El Camino Real, Ste 201, Palo Alto, CA 94306
In-network · UnitedHealthcare
Accepting new patients · Highly recommended ·
Read bio
My approach to care focuses on treating the whole person and addressing their unique needs. I love educating my patients, ensuring all their questions are answered, and that they feel truly heard and supported. My goal is to help guide patients toward a healthier life, emphasizing lifestyle modifica...Click to read more
Gastroenterologist
4.86
·138 reviews
Best experience I have ever had at a Doctors office!Click to read more
33.5 mi · 2490 Hospital Dr, Ste 300, Mountain View, CA 94040
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · Highly recommended · Excellent wait time · Expertise in acid reflux + 5 more ·
Read bio
**ALL HMO PATIENTS, MEDICARE PATIENTS AND EXISTING PATIENTS MUST CALL THE OFFICE TO BOOK THEIR APPOINTMENTS** Dr. Bhargava Gannavarapu is a Board Certified Gastroenterologist. He earned his Doctor of Medicine from Rosalind Franklin University of Medicine and Science/The Chicago Medical School. He t...Click to read more
Gastroenterologist (Virtual)
4.85
·148 reviews
Dr Garcia Was kind and listened to everything I had going on and came to a helpful plan - Jan 21, 2026 by Susheila S.Click to read more
Mountain View, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended · Excellent wait time · Expertise in irritable bowel syndrome (ibs) + 4 more ·
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**ALL HMO PATIENTS, MEDICARE PATIENTS AND EXISTING PATIENTS MUST CALL THE OFFICE TO BOOK THEIR APPOINTMENTS** Dr. Ruel Garcia graduated Magna Cum Laude in Biological Sciences from the University of California, Irvine. He earned his Doctor of Medicine from the University of California, San Diego, Sc...Click to read more
Gastroenterologist (Virtual)
4.86
·138 reviews
Best experience I have ever had at a Doctors office!Click to read more
Mountain View, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in acid reflux + 5 more ·
Read bio
**ALL HMO PATIENTS, MEDICARE PATIENTS AND EXISTING PATIENTS MUST CALL THE OFFICE TO BOOK THEIR APPOINTMENTS** Dr. Bhargava Gannavarapu is a Board Certified Gastroenterologist. He earned his Doctor of Medicine from Rosalind Franklin University of Medicine and Science/The Chicago Medical School. He t...Click to read more
Physician Assistant (Virtual)
5.00
·2 reviews
Great experience. - Aug 7, 2026 by Ole O.Click to read more
Mountain View, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Mr. Ethan Lin is a physician assistant based in Mountain View, CA. He offers both in-person and virtual care at Dr. John Dang's practice. He is also affiliated with El Camino Hospital Mountain View. Mr. Lin holds a master's degree in physician assistant studies from Chapman University. He is also c...Click to read more
Physician Assistant
4.81
·162 reviews
I had a great experience with Pamela! The office staff are also really friendly and welcoming. - Jul 28, 2025 by Brenda A.Click to read more
33.5 mi · 525 South Dr, Ste 211, Mountain View, CA 94040
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Pamela Ruiz is a dedicated Physician Assistant specializing in preventative care and longevity medicine. Her journey into healthcare began at Cornell University, where she earned a Bachelor's degree in Nutritional Science and developed a passion for preventative medicine. She further advanced her ex...Click to read more
Physician Assistant
4.89
·149 reviews
Great experience! Warm, efficient and professional - Dec 5, 2023 by Yves M.Click to read more
33.5 mi · 525 South Dr, Ste 211, Mountain View, CA 94040
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Ganna has been practicing medicine for over 20 years after graduating from Stanford University with a Master's in Physician Assistant Studies. Over the past 10 years, she has specialized in urgent and family care medicine. NOTE: CONTROLLED SUBSTANCES ARE NOT PRESCRIBED BY GANNA BAETGE PA-C FOR NEW ...Click to read more
Physician Assistant
4.81
·162 reviews
I had a great experience with Pamela! The office staff are also really friendly and welcoming. - Jul 28, 2025 by Brenda A.Click to read more
34 mi · 827 Altos Oaks Dr, Ste 4, Los Altos, CA 94024
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Pamela Ruiz is a dedicated Physician Assistant specializing in preventative care and longevity medicine. Her journey into healthcare began at Cornell University, where she earned a Bachelor's degree in Nutritional Science and developed a passion for preventative medicine. She further advanced her ex...Click to read more
Physician Assistant
4.78
·298 reviews
What a fantastic doctor! I also really like the clinic where he practices. Everyone is so polite and friendly. by JKClick to read more
34 mi · 827 Altos Oaks Dr, Ste 4, Los Altos, CA 94024
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Hei Ieong (Anthony) Lou, PA-C is a dedicated and compassionate Physician Assistant committed to delivering high-quality, personalized care to every patient he sees. With a strong background in multiple medical specialties, Anthony takes a comprehensive approach to managing both acute and chronic con...Click to read more
Physician Assistant
4.89
·149 reviews
Great experience! Warm, efficient and professional - Dec 5, 2023 by Yves M.Click to read more
34 mi · 827 Altos Oaks Dr, Ste 4, Los Altos, CA 94024
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Ganna has been practicing medicine for over 20 years after graduating from Stanford University with a Master's in Physician Assistant Studies. Over the past 10 years, she has specialized in urgent and family care medicine. NOTE: CONTROLLED SUBSTANCES ARE NOT PRESCRIBED BY GANNA BAETGE PA-C FOR NEW ...Click to read more
Physician Assistant (Virtual)
4.92
·118 reviews
Fast and friendly service. Low wait time and staff was very welcoming - Apr 2, 2024 by Justin R.Click to read more
Santa Clara, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Miriam Sherif, PA-C, moved to the Bay Area in late 2023 and is thrilled to join the Carbon Health team. She earned her Master's in Physician Assistant Studies from South College. Her prior clinical experience was at a community hospital in Dallas, providing primary care to people living with HIV. In...Click to read more
Physician Assistant
4.92
·118 reviews
Fast and friendly service. Low wait time and staff was very welcoming - Apr 2, 2024 by Justin R.Click to read more
36.5 mi · 2712 Augustine Dr, Santa Clara, CA 95054
In-network · UnitedHealthcare
Also offers video visits · Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Miriam Sherif, PA-C, moved to the Bay Area in late 2023 and is thrilled to join the Carbon Health team. She earned her Master's in Physician Assistant Studies from South College. Her prior clinical experience was at a community hospital in Dallas, providing primary care to people living with HIV. In...Click to read more
Primary Care Doctor
4.85
·189 reviews
I felt heard and the provider was honest about my care and next steps. - Aug 28, 2024 by Lauren A.Click to read more
44.5 mi · 15100 Los Gatos Blvd, Ste 4, Los Gatos, CA 95032
In-network · UnitedHealthcare
Accepting new patients · 24 years of experience · Highly recommended · Excellent wait time ·
Read bio
Dr. Patricia Sitnitsky, M.D. is a board-certified physician specializing in Internal Medicine and Obesity Medicine. She earned her Doctor of Medicine degree from Stanford University School of Medicine and completed her residency in Internal Medicine at Santa Clara Valley Medical Center. Dr. Sitnitsk...Click to read more
Primary Care Doctor
4.85
·122 reviews
Office was clean, staff was great and Dr. Vincent was on lime (rare these days'). She gave me clear next steps. by LSClick to read more
44.5 mi · 15100 Los Gatos Blvd, Ste 4, Los Gatos, CA 95032
In-network · UnitedHealthcare
Accepting new patients · Highly recommended · Excellent wait time · Expertise in chronic diabetes + 3 more ·
Read bio
Dr. Jyotsna Singh Vincent is a board-certified Internal Medicine physician dedicated to delivering thoughtful, comprehensive, and compassionate care. With more than a decade of experience in both academic and community health settings, she is known for her ability to manage complex medical condition...Click to read more
Primary Care Doctor
4.35
·123 reviews
Good - Feb 28, 2026 by Akshata B.Click to read more
44.5 mi · 15100 Los Gatos Blvd, Ste 4, Los Gatos, CA 95032
In-network · UnitedHealthcare
Accepting new patients ·
Read bio
Dr. Fariha Ashraf, M.D. specializes in Primary Care and Internal Medicine. She graduated from Sindh Medical University and completed her residency in Internal Medicine at UCF/HCA Florida Healthcare - Gainesville. She has extensive experience managing chronic and acute illnesses in both primary care ...Click to read more
Primary Care Doctor (Virtual)
4.80
·1807 reviews
The doctor was very thorough, patient, and helpful. I will be requesting him again in the future. - Jan 13, 2023 by Robert B.Click to read more
San Jose, CA
In-network · UnitedHealthcare
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended · Expertise in diabetic emergency + 9 more ·
Read bio
Tung Nguyen, MD, is passionate about staying involved in his community. When he's not instructing classes in Tae Kwon Do, or mentoring boys in the Big Brothers Organization, you can find him serving the Bay Area as a Family Practitioner and Primary Care Doctor at the Regional Medical Center of San J...Click to read more
Urgent Care Clinic (Virtual)
4.08
·70 reviews
Great experience. Out of town, felt a little under the weather. Fixed me right up. Highly recommended. - Jul 13, 2024 by Jason H.Click to read more
Santa Clara, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits ·
Read bio
AFC Santa Clara offers walk-in options to address your immediate healthcare needs, including urgent care, lab testing, and vaccinations. Our mission is to provide the best healthcare possible in a kind and caring environment, delivered economically and with respect for the rights of all our patients...Click to read more
Pediatrician (Virtual)
4.85
·524 reviews
my son was very happy seeing how the medical staff and herself as his Doctor taking care of his process of CHDP. - Feb 8, 2023 by Maria H.Click to read more
San Jose, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended ·
Read bio
Dr. Rekha Manghnani, MD, is a board-certified doctor specializing in pediatric care in San Jose and Sunnyvale, California. She earned her Bachelor of Medicine, Bachelor of Surgery, and medical degree at Government Medical College in Nagpur, India. She also earned her MD from UMDNJ New Jersey. Dr. Ma...Click to read more
Physician Assistant (Pediatrics) (Virtual)
San Jose, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits ·
Read bio
I have been working in pediatrics for the past seven years and currently care for patients ranging from newborns to adolescents. As a parent of two young children myself, I understand the importance of compassionate, family-centered care.Click to read more
Family Physician
42.5 mi · 200 Jose Figueres Ave, San Jose, CA 95116
In-network · UnitedHealthcare
Accepting new patientsExpertise in chronic non-alzheimer's dementia + 7 more
Physician Assistant (Virtual)
4.92
·118 reviews
Fast and friendly service. Low wait time and staff was very welcoming - Apr 2, 2024 by Justin R.Click to read more
Campbell, CA
In-network · UnitedHealthcare
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Miriam Sherif, PA-C, moved to the Bay Area in late 2023 and is thrilled to join the Carbon Health team. She earned her Master's in Physician Assistant Studies from South College. Her prior clinical experience was at a community hospital in Dallas, providing primary care to people living with HIV. In...Click to read more
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Primary Care Physician
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Frequently asked questions

How many Primary Care Doctors in San Francisco accept UnitedHealthcare?

30 Primary Care Doctors in San Francisco accept UnitedHealthcare. You can view open appointments and book online in just a few clicks.


How many recent appointments have been booked with primary care doctors in San Francisco, CA who accept UnitedHealthcare?

Recently, 136 appointments have been booked with primary care doctors in San Francisco, CA who accept UnitedHealthcare.


How do patients rate their experience with booking primary care doctors in San Francisco, CA on Zocdoc?

On Zocdoc, primary care doctors in San Francisco, CA have an average rating of 4.77 based on approximately 273 reviews. In San Francisco, CA you can find 167 primary care doctors with 4-stars or higher. Zocdoc collects reviews from real patients after each appointment, ensuring authentic feedback. Only patients who have booked and attended appointments may post reviews, providing trustworthy and reliable insights into patient experiences.


Can I book a video visit with a primary care doctor?

Yes, you can book a video visit with a primary care doctor. There are currently no locations that offer video visits in this city. When a provider offers video visits, you will see a small video camera icon next to their profile image. Select a date and time from their available appointment slots and go through the booking process.


All numbers and provider counts reflect Zocdoc data as of December 2025

About UnitedHealthcare 


The United Health Group is a for-profit healthcare services organization that offers healthcare coverage and related services to customers and healthcare providers across the United States. The company's specialty managed care products and services benefit employers, employee groups, insurers, health maintenance organization operators, and other healthcare providers.

Since 1979, caring for older people has been one of its primary business focuses. It is also expanding into services that reflect many global trends in commercialized healthcare, such as information technology to verify patient eligibility, payments and billing systems, and practitioner data management systems.


UnitedHealthcare, founded in 1977, is a division of the United Health Group and became a public company in 1984. Their offerings include health insurance, Medicare, Medicaid, dental, vision, and other supplemental plans.


What is a short-term plan, and does UnitedHealthcare offer such plans?


Short-term plans, provided by Golden Rule Insurance Company, offer coverage options ranging from one month to nearly three years, providing a temporary solution that allows you to receive the benefits you desire for the time you require.


You may choose short-term plans in the following scenarios:


  • If you are waiting until open enrollment before applying for an Affordable Care Act (ACA) plan
  • If you do not have a qualifying life event and don't qualify for a Special Enrollment Period (SEP), apply for an ACA plan
  • If you are waiting for ACA coverage to begin
  • If you are searching for coverage to transition to Medicare
  • If you are turning 26 and exiting your parents' insurance
  • If you are switching jobs or waiting for benefits to start at your new job
  • If you are healthy and under 65


You can choose from several short-term plans that UnitedHealthcare offers. Their term length varies from one month to 12 months, depending on the state.


What are exclusive provider organization (EPO) and health maintenance organization (HMO) plans?


Understanding some terms related to insurance can help pay bills related to medical care. These include:


1) Exclusive provider organization (EPO) plan: An EPO plan is a form of health insurance that helps with the cost of medical care—but only when it comes from physicians and hospitals that are part of the plan's network.


You are responsible for the remaining balance when you get medical care covered by your insurance. Your out-of-pocket maximum, coinsurance, and deductible determine this balance.


2) Health maintenance organization (HMO) plan: A type of Medicare Advantage Plan (Part C) provided by a private insurer. When you have an HMO, you usually have access to your care and services from medical professionals, other healthcare providers, and healthcare facilities in the plan's network, except:


  • Emergency Care
  • Out-of-area urgent care
  • Temporary dialysis outside of the area


You can refer to our insurance lingo guide to learn about such terms.


Three things to remember before getting a health insurance plan


It is helpful to know a few things to make selecting a health insurance plan easier, such as:


1) The four "metal" categories

Health insurance plans can be grouped into four categories: bronze, silver, gold, and platinum. These categories represent how you and your plan split costs. There is no correlation between plan types and care quality.


2) Your entire healthcare costs

You pay a monthly charge to your insurance company (a "premium") even if you do not use medical services that month. When you receive care, you pay out-of-pocket charges, which may include a deductible. When shopping for a plan, consider both types of charges.


3) Plan and network types

Different healthcare plans and network types exist, such as HMO, PPO, POS, and EPO. Some plans allow you to visit almost any doctor or medical institution. Others limit your options or charge you more when you use providers outside their network.


What is COBRA insurance? How does it work?


If you lose your job or experience a critical life change, getting COBRA insurance is an option for maintaining health coverage. The Consolidated Omnibus Budget Reconciliation Act (COBRA) authorizes you to continue the same health insurance benefits you had through your employer, providing coverage during transition, such as job loss or reduced working hours.

Now that you know about COBRA insurance, knowing how it works and when you can avail yourself of it is essential. Some frequently asked questions about this topic include:


1) Do I qualify for COBRA?


You may qualify for COBRA if your employment or life situation changes. Some qualifying events include:


  • Losing your job, whether voluntary or involuntary (except for gross misconduct), and losing health coverage
  • A reduction in work hours, making you ineligible for employer-provided benefits
  • Other qualifying events like the death of the covered employee, divorce, or legal separation


2) What's covered under COBRA?


COBRA allows you to keep the same coverage you had when employed, including medical, dental, and vision plans. However, you cannot change your coverage or add new plans. For instance, if you have medical and dental insurance, you can keep both, but you can't add vision coverage if it wasn't included before.


3) How do I pay for COBRA?


Under COBRA, you are accountable for the entire premium cost plus a small administrative fee. Unlike when you were employed, where your employer contributed to the insurance cost, you'll pay the whole premium yourself. This can make COBRA coverage more expensive than what you paid while employed.


4) What are COBRA coverage limits?


COBRA coverage is a temporary solution, typically lasting 18 to 36 months. Coverage may end earlier if you:


  • Fail to pay premiums on time
  • Your employer discontinues their health plan
  • You get health coverage through a new job
  • You become eligible for Medicare


Who is a primary care doctor, and what services do they offer?


A primary care doctor is a medical provider you can trust to help you manage various health care requirements. They can assist you with preventative care, such as routine physical exams, screenings, and vaccines. They can also diagnose, treat, and manage a variety of acute and prevalent chronic illnesses.


Some common services they provide include:


  • Regular physical examinations.
  • Prescribing medications such as antibiotics or birth control pills
  • Treating minor illnesses and injuries such as the seasonal flu or sinus infections, skin ailments, and sleep problems
  • Screenings for common health conditions


How can you find the best UnitedHealthcare-primary care doctor near you?


It can be challenging to find in-network primary care doctors in San Francisco who provide top-notch care at affordable costs. Zocdoc makes this process convenient by helping you find the right physicians near you who will accept your insurance plan. Visit the website and look for top-rated primary care doctors that accept UnitedHealthcare near you. Select the condition or specialty, location, and insurance plan, and you will get a list of doctors based on your preferences. Your insurance card information is secure with Zocdoc. Protecting your data is a top priority, and we follow industry best practices to ensure its safety. You can review our data protection policies here for more details on how we manage and safeguard your privacy. For more insurance-related questions, you can visit Zocdoc's patient help center.


Every primary care doctor on Zocdoc has a detailed profile with information about their practice location, visit reasons, educational qualifications, gender, languages spoken, etc. 

You can also read patient reviews on Zocdoc to select the right UnitedHealthcare-primary care doctor near you.


You can also check out Zocdoc's guides on health insurance for college students and freelancers.


UnitedHealthcare facts and insurance coverage in San Francisco


UnitedHealthcare works with approximately 1.3 million doctors, healthcare professionals, and more than 6,700 hospitals and care facilities nationwide. 


According to Statista, UnitedHealth Group reported a total revenue of approximately 324 billion US dollars in 2022. The group is one of the world's ten largest organizations and the second-largest healthcare company. 


The Medicare and retirement business accounts for most of United Healthcare's income, topping $100 billion in 2021. This is followed by the Employer and Individual sector, which generates roughly $60 billion. UnitedHealthcare serves more than 51 million people worldwide, with over 90 percent of those in the domestic US market.


According to the United States Census Bureau, among the people aged 65 years or below, around 4.1% of San Francisco City and nearly 4.4% of San Francisco County do not have health insurance.


Sources

Forbes

Medicare.gov

HealthPartners

Investopedia

UnitedHealthcare[1]

UnitedHealthcare[2]

UnitedHealthcare[3]

UnitedHealthcare[4]

Healthcare.gov

Public Services International Research Unit

Statista

United States Census Bureau


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