What is Aetna?
Founded in 1853, Aetna is a prominent US-based healthcare benefits company that forms part of the CVS Health corporation. With approximately 39 million members, Aetna empowers individuals to make informed decisions for their medical care. Committed to simplifying the healthcare system, Aetna aims to enhance convenience and accessibility for all.
Aetna offers various health insurance plans and services, including medical, pharmacy, and dental coverage, Medicare plans, Medicaid services, behavioral health programs, and medical management.
Aetna is committed to exploring innovative methods to encourage healthy and affordable living for all. This commitment drives Aetna to establish connections and collaborate to provide unparalleled care and support to customers.
Different health insurance plans offered by Aetna
Aetna, part of CVS Health, provides various health insurance plans for individuals and families. These plans focus on expert care, extra support, and a smooth member experience. People can choose options that fit their needs, with added benefits for current members.
Aetna also offers plans for employers, agents, brokers, and providers. These include coverage under the Affordable Care Act (ACA), Medicare, Medicaid, dental insurance, and student health plans. Whether for work, personal, or family use, Aetna’s plans are designed to give easy access to trusted healthcare and helpful benefits.
What is international health insurance? How is it different from travel insurance?
International health insurance plans cater to individuals who reside, study, or work outside their homes for a prolonged period. These comprehensive plans offer coverage for medical and emergency evacuations, medical care expenses, maternity care, and access to doctors and prescription drugs. Additionally, these plans provide a diverse selection, including options that feature international dental insurance as a standard benefit.
On the other hand, travel insurance provides some of these benefits but to a lesser extent and only for single trips or shorter periods. Travel insurance protects against non-medical risks such as lost luggage and trip cancellations.
Does Aetna provide international health insurance?
Aetna has over 30 years of experience in international health insurance. More than 500,000 members trust them to provide their care worldwide. Under international health insurance, Aetna offers medical and dental insurance with multiple plan options and short-term and long-term business travel coverage.
Aetna international health insurance offers a range of features that include 24-hour assistance, annual and short-term cover, inpatient and day-care treatment, outpatient treatment up to 90 days, emergency medical evacuation, rehabilitation up to 120 days, as well as emergency dental and optical treatment.
Some insurance terms and their meaning
While discussing health coverage, you should be aware of at least some basic insurance terminologies. It will help you understand and decide the most suitable plan for your medical and budget requirements. We have elaborated a few commonly used insurance terms for your reference below:
- Consolidated Omnibus Budget Reconciliation Act (COBRA): As per COBRA, if you lose your job or are no longer covered as a dependent under your parent's insurance, you can maintain your health insurance coverage. To keep your coverage, you must pay the entire premium yourself. It means you must cover the portion your employer used to pay if you lost your job.
- Coinsurance: Coinsurance refers to the portion of the cost of covered healthcare services you must pay, usually after you have met your deductible. Your insurer covers the remaining portion. When you receive healthcare from an in-network provider, the coinsurance rate is typically lower than care from an out-of-network provider.
- Deductible: A deductible is the total amount you must pay out of your pocket for covered medical services before your insurance coverage starts to apply. Plans with lower monthly premiums usually have higher deductibles; conversely, plans with higher monthly premiums tend to have lower deductibles.
You can refer to Zocdoc's Health Insurance 101 guide to clarify insurance terminologies.
Who are dentists?
A dentist specializes in diagnosing and treating oral health issues. Dentists conduct routine dental check-ups and cleanings to maintain oral health and hygiene. They offer various oral health treatments, including crowns, dental fillings, and bridges, to address specific dental concerns and maintain overall oral health.
Dentists provide a spectrum of services, including preventive dentistry, restorative dentistry, and emergency dental care treatments.
Dentists are healthcare professionals who undergo rigorous medical training. In the United States, aspiring dentists must first earn an undergraduate degree and four years of training in an accredited dental school.
Reasons to visit a dentist
Regular dental checkups are essential, ideally every six months. Here's why finding a dentist near you is so important:
Preventive care
Dentists check for early signs of oral issues like gum disease, cavities, or mouth cancer. Detecting these problems helps prevent more serious complications. During your visit, a dental hygienist will clean your teeth to remove plaque and tartar, preventing tooth decay and gum problems. They also provide tips on keeping your teeth healthy at home.
Pain or discomfort
If you have pain in your teeth, gums, jaws, or mouth, don't ignore it. Swelling in the face or neck, bleeding gums, or difficulty chewing and swallowing are signs you should see a dentist near you immediately to address potential problems.
Ongoing Care
After a dental procedure, regular visits ensure everything remains in good condition. If you're pregnant, smoke, or have chronic health issues, a dentist can collaborate with your doctor to maintain your overall health.
How can you find an Aetna dentist near you in San Francisco, CA?
If you are seeking a trusted dentist who accepts Aetna insurance, Zocdoc can help. Zocdoc is a dependable online platform where you can discover nearby dental services that suit your requirements. You can easily search for a health provider based on specialty or condition, location, and compatibility with your insurance plan.
However, if your insurance plan isn't shown on Zocdoc, you can upload a photo of your medical insurance card. Zocdoc will scan the image to determine and display your probable plan. This service is available only for medical insurance cards, not vision or dental. If you face difficulties uploading the card's image, you can contact Zocdoc's support team for help. For further information, log on to the Zocdoc patient help center page.
Zocdoc provides comprehensive profiles for all the listed dentists, offering details such as educational qualifications, gender, languages spoken, total experience, and more. You can also check if a dentist treats children. This information enables you to make informed decisions about your dental care. Additionally, you can browse previous patients' reviews, which could be helpful before choosing an Aetna dentist near you in San Francisco, CA.
Zocdoc also provides helpful guides on health insurance for college students and freelancers.
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Dental insurance statistics in California and the US
According to an article published in the Desert Sun, an estimated 5 million people in the state—about 14% of the state's population—still do not have dental insurance.
The 2023 State of Oral Health Equity in America survey conducted by CareQuest Institute for Oral Health revealed an estimated 68.5 million adults without dental insurance. Notably, adults residing in rural areas (≈34%) were more likely to lack dental insurance than people in suburban (≈24%) or urban (≈29%) areas.
As per the Agency for Healthcare Research and Quality, in 2019, around 37% of Americans (≈120.6 million) had at least one dental and medical visit, and 9% (≈29.5 million) had at least one dental and no medical visit. Among people with private medical and dental insurance, those over 65 were most likely to make medical and dental visits (≈75.8%).
Source
Aetna[1]
Aetna[2]
Aetna[3]
Cleveland Clinic
Agency for Healthcare Research and Quality
Desert Sun
CareQuest Institute for Oral Health[1]
CareQuest Institute for Oral Health[2]
Aetna[4]
WebMD
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