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315 verified Cigna Doctors in San Francisco, CA
Zocdoc verifies all providers before they can appear in Zocdoc search results. Every provider that appears in search is open to new patients.
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Availability last updated 09/16/2026
Availability last updated 09/16/2026
Primary Care Doctor (Virtual)
2.33
·3 reviews
The appt was not had. She came on to tell us she cudnt help us. - Aug 5, 2026 by Anya J.Click to read more
Markleeville, CA
In-network · Cigna
Accepting new patients · 25 years of experience · Offers video visits · Expertise in chronic diabetes + 1 more
Next available: today
Primary Care Doctor (Virtual)
Markleeville, CA
In-network · Cigna
Accepting new patients · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
5.00
·10 reviews
Great. Reliable, Helpful. Thank you! - Jul 20, 2026 by Kate A.Click to read more
Markleeville, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time
Next available: today
Primary Care Doctor (Virtual)
5.00
·5 reviews
Easy and thorough. What a fantastic way to have medical needs taken care of! - Jul 20, 2026 by Carlos G.Click to read more
Markleeville, CA
In-network · Cigna
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended · Excellent wait timeExpertise in chronic diabetes + 8 more
Next available: today
Primary Care Doctor (Virtual)
5.00
·1 review
Markleeville, CA
In-network · Cigna
Accepting new patients · 25 years of experience · Offers video visits · Highly recommended · Excellent wait timeExpertise in high cholesterol + 3 more
Next available: today
Primary Care Doctor (Virtual)
5.00
·11 reviews
Wonderful experience, very kind and patient. - Sep 6, 2026Click to read more
Markleeville, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
Please note: We will need you to upload your insurance information (with Member ID) promptly to ensure we can see you for your visit. Dr. Saba Azizi-Ghannad is a skilled family physician in Roseville, CA. She offers in-person and virtual consultations through Rahma Health. Dr. Azizi-Ghannad obtai...Click to read more
Next available: today
Primary Care Doctor (Virtual)
Markleeville, CA
In-network · Cigna
Accepting new patients · 25+ years of experience · Offers video visits · Expertise in high cholesterol + 3 more
Next available: today
Primary Care Doctor (Virtual)
Markleeville, CA
In-network · Cigna
Accepting new patients · 25+ years of experience · Offers video visits ·
Next available: today
Primary Care Doctor (Virtual)
4.38
·32 reviews
Markleeville, CA
In-network · Cigna
Accepting new patients · 19 years of experience · Offers video visits ·
Next available: tomorrow
Primary Care Doctor (Virtual)
5.00
·3 reviews
Dr. Evans listened to my concerns and gave positive feedback. - Jun 13, 2026 by Tangela H.Click to read more
Markleeville, CA
In-network · Cigna
Accepting new patients · 25 years of experience · Offers video visits · Highly recommended · Excellent wait time
Next available: tomorrow
Primary Care Doctor
0 mi · 98 Gough St, San Francisco, CA 94102
In-network · Cigna
Accepting new patients ·
Read bio
I am an internist with a passion for helping my patients to improve their health. I practice evidence based medicine, and I believe in caring for the whole person through an individualized approach.Click to read more
Primary Care Doctor
4.82
·65 reviews
A seamless experience from start to finish. All staff was knowledgeable and friendly! - Jun 17, 2026 by Vanessa M.Click to read more
0 mi · 1390 Market St,, #109, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · Excellent wait time · Expertise in sepsis ·
Read bio
Dr. Chandra practices primary care with a holistic, supportive approach that emphasizes prevention, early intervention, and meaningful patient relationships. She has cared for diverse patient populations—including women’s health, immigrant and migrant communities, older adults, and individuals with ...Click to read more
Primary Care Doctor
4.11
·9 reviews
1 mi · 45 Castro St, Ste 423, San Francisco, CA 94114
In-network · Cigna
Accepting new patients · 25+ years of experience · Expertise in hiv/aids + 3 more
Primary Care Doctor
4.75
·486 reviews
Such an incredible doctor! Seamless experience. Can’t recommend enough - Jan 25, 2022Click to read more
1 mi · 490 Post Street, Ste 900, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · Excellent wait time ·
Read bio
Downtown Medical Group requires that all patients upload their insurance information within 24 hours of booking. We need to verify patients' insurance prior to their appointment. Downtown Medical Group may also reach out to patients for a credit card to be placed on file, as we charge $75.00 for any...Click to read more
Primary Care Doctor
4.75
·486 reviews
Such an incredible doctor! Seamless experience. Can’t recommend enough - Jan 25, 2022Click to read more
1 mi · 490 Post St, Ste 900, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · Excellent wait time ·
Read bio
Downtown Medical Group requires that all patients upload their insurance information within 24 hours of booking. We need to verify patients' insurance prior to their appointment. Downtown Medical Group may also reach out to patients for a credit card to be placed on file, as we charge $75.00 for any...Click to read more
Primary Care Doctor (Virtual)
4.94
·32 reviews
Dr Byron took time to discuss my overall health, order my meds, and made a followup plan. I got to see him same day via telehealth, and they have a great interface. Recommend - Nov 8, 2025 by Maxwell E.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in pneumonia and respiratory infections + 3 more ·
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*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Da...Click to read more
Primary Care Doctor (Virtual)
4.75
·413 reviews
Booked for my anxiety and to discuss general health. She was very helpful. - Mar 29, 2022 by Nichelle H.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr. D...Click to read more
Primary Care Doctor (Virtual)
4.77
·64 reviews
Dr. Sepehri-Harvey was so accommodating and professional.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · 13 years of experience · Offers video visits · Highly recommended · Excellent wait time · Expertise in lower back pain + 3 more ·
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*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dia...Click to read more
Primary Care Doctor (Virtual)
4.67
·321 reviews
The only thing I didn’t know about the cost upfront. I don’t have insurance and it would of been nice to know. Thank you! - Oct 29, 2021 by Emily M.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · 22 years of experience · Offers video visits · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr...Click to read more
Primary Care Doctor (Virtual)
2.33
·3 reviews
Would not recommend.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr...Click to read more
Primary Care Doctor (Virtual)
4.76
·179 reviews
She made the appointment easy and was thorough, she was very knowledgeable - Nov 18, 2024 by Danny I.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr...Click to read more
Primary Care Doctor (Virtual)
4.75
·63 reviews
Super friendly and convenient. Very prompt and polite. Would definitely recommend to other patients. - Oct 6, 2023 by Adam S.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in high cholesterol + 7 more ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* I am ...Click to read more
Primary Care Doctor (Virtual)
4.72
·111 reviews
My first telemedicine experience and I was very impressed! - Mar 29, 2022 by Yvette B.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · 17 years of experience · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr. S...Click to read more
Primary Care Doctor (Virtual)
5.00
·6 reviews
Very friendly and thorough. He was right on time. - Jun 5, 2026 by Victoria D.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended · Excellent wait time · Expertise in sepsis + 1 more ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr...Click to read more
Primary Care Doctor (Virtual)
4.88
·135 reviews
Dr. Ixchel is so great, she was patient and listened to all my concerns! - Apr 19, 2024 by Ayanna M.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr. I...Click to read more
Primary Care Doctor (Virtual)
4.75
·4 reviews
Empathetic and understanding regarding my husbands asthma needs - May 25, 2026 by Courtney A.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr...Click to read more
Primary Care Doctor (Virtual)
4.84
·300 reviews
so helpful and I felt listen to and taken care of. - Mar 17, 2022 by Emily S.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · 25+ years of experience · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Dr. L...Click to read more
Primary Care Doctor (Virtual)
5.00
·3 reviews
Dr. Collins has excellent bedside manner. She was very thorough and made sure to address any concerns I had. 100% recommend her. - Sep 4, 2026 by Heather E.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Cl...Click to read more
Primary Care Doctor
4.94
·16 reviews
She is highly knowledgeable, kind, and was very swift with handling my questions and needs. Great doctor! - Apr 3, 2026 by Jefferson W.Click to read more
2 mi · 1580 Valencia St, Ste 201, San Francisco, CA 94110
In-network · Cigna
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Dr. Natasha Khokhar is a family medicine physician who earned her Doctor of Osteopathic Medicine and Master of Public Health degrees from Touro University California. She completed her residency in family medicine at San Joaquin General Hospital, where she served as chief resident. With a background...Click to read more
Family Physician
4.67
·207 reviews
She was so great! Very friendly and to the point. Was also very - Mar 22, 2016 by Diana D.Click to read more
1 mi · 490 Post Street, Ste 900, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · 23 years of experience · Expertise in chronic high blood pressure + 4 more ·
Read bio
Downtown Medical Group requires that all patients upload their insurance information within 24 hours of booking. We need to verify patients’ insurance prior to their appointment. Downtown Medical Group may also request a credit card to be placed on file, as we charge $75.00 for any appointments canc...Click to read more
Emergency Medicine Physician
4.97
·38 reviews
Solid experience! She was smart! - May 12, 2022 by Charles A.Click to read more
1 mi · 490 Post Street, Ste 900, San Francisco, CA 94102
In-network · Cigna
Also offers video visits · Accepting new patients · 25+ years of experience · Highly recommended · Excellent wait time ·
Read bio
Downtown Medical Group requires all patients to upload their insurance information within 24 hours of booking. We need to verify patients’ insurance prior to their appointment. Downtown Medical Group may reach out to patients for a credit card to be placed on file, as we charge $75.00 for any appoin...Click to read more
Family Nurse Practitioner
4.91
·329 reviews
Very pleasant annual physical! Dr Childers was super nice and helpful. I’m happy and excited to have her as my doctor. - Apr 10, 2025 by Emily R.Click to read more
1 mi · 490 Post St, Ste 900, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · Highly recommended · Excellent wait time ·
Read bio
Downtown Medical Group requires all patients to upload their insurance information within 24 hours of booking. We need to verify patients’ insurance prior to their appointment. Downtown Medical Group may reach out to patients for a credit card to be placed on file, as we charge $75.00 for any appoin...Click to read more
Family Physician
4.67
·207 reviews
She was so great! Very friendly and to the point. Was also very - Mar 22, 2016 by Diana D.Click to read more
1 mi · 490 Post St, Ste 900, San Francisco, CA 94102
In-network · Cigna
Accepting new patients · 23 years of experience · Expertise in chronic high blood pressure + 4 more ·
Read bio
Downtown Medical Group requires that all patients upload their insurance information within 24 hours of booking. We need to verify patients’ insurance prior to their appointment. Downtown Medical Group may also request a credit card to be placed on file, as we charge $75.00 for any appointments canc...Click to read more
Family Nurse Practitioner (Virtual)
4.91
·74 reviews
Dr. Christine was extremely polite, an amazing listener, and I’m grateful for her help. Recommended 5/5 - May 12, 2026Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* What ...Click to read more
Family Nurse Practitioner (Virtual)
4.81
·165 reviews
Great! Easy to book, convenient to connect virtually.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Bra...Click to read more
Physician Assistant (Virtual)
5.00
·4 reviews
Easy to book appointment, provider was really attentive and she answered all my questions and concerns. - Mar 3, 2026 by Cyndi M.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Ra...Click to read more
Family Nurse Practitioner (Virtual)
4.92
·114 reviews
Very professional. Covered my health situation thoroughly. - May 1, 2025 by Scott K.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Ste...Click to read more
Family Nurse Practitioner (Virtual)
4.78
·73 reviews
very nice, professional, and super helpful - Aug 16, 2023 by Carly A.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Danie...Click to read more
Family Nurse Practitioner (Virtual)
5.00
·1 review
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time · Expertise in bronchitis + 5 more ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If after booking with us it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* Sh...Click to read more
Physician Assistant (Virtual)
4.83
·167 reviews
It was a pleasure. Very attentive and great listener. - Jan 9, 2023 by Yael S.Click to read more
San Francisco, CA
In-network · Cigna
Accepting new patients · Offers video visits · Highly recommended · Excellent wait time ·
Read bio
*Please note: Circle Medical is unable to see patients who are on a Medicaid or MediCal insurance plan, as it could result in you losing your insurance coverage. If, after booking with us, it is found that you have a plan that is part of Medicaid or MediCal, your appointment will be cancelled.* M...Click to read more
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Primary Care Physician
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In the business of finding quality care for patients

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Frequently asked questions

How many Primary Care Doctors in San Francisco accept Cigna?

30 Primary Care Doctors in San Francisco accept Cigna. You can view open appointments and book online in just a few clicks.


How can I make a same-day appointment with a Primary Care Doctor in San Francisco who takes Cigna insurance?

On average, patients who use Zocdoc can search for a Primary Care Doctor in San Francisco who takes Cigna insurance, book an appointment, and see the Primary Care Doctor within 24 hours. Same-day appointments are often available, you can search for real-time availability of Doctors in San Francisco who accept Cigna insurance and make an appointment online.


How can I find a Primary Care Doctor in San Francisco who takes Cigna?

Zocdoc lets you search specifically for a Primary Care Doctor in San Francisco who takes Cigna. Just choose your carrier and plan from the drop-down menu at the top of the page. If you’re not sure which plan you have, you can use Zocdoc’s insurance checker to find out.


How can I book an appointment online with a Cigna Primary Care Doctor in San Francisco?

Zocdoc is a free online service that helps patients find Cigna Doctors in San Francisco and book appointments instantly. You can search for Cigna Doctors in San Francisco by symptom or visit reason. Based on that information, you’ll see a list of providers who meet your search criteria, along with their available appointment slots.


How can I find a female Primary Care Doctor in San Francisco who takes Cigna insurance?

When you search for Cigna Doctors in San Francisco on Zocdoc, you can filter your results by gender, in addition to other criteria. That way, you’ll only see Cigna Doctors in San Francisco who match your preferences.


How can I find a Cigna Primary Care Doctor in San Francisco who sees patients after hours?

On Zocdoc, you can search specifically for Cigna Doctors in San Francisco with availability after 5 p.m.


How can I find a top-rated Cigna Primary Care Doctor in San Francisco?

You can use Zocdoc to find Cigna Doctors in San Francisco who are highly rated by other patients. These ratings are based on verified reviews submitted by real patients. Every time a patient completes an appointment booked on Zocdoc, they’re invited to review their experience. Each review must comply with Zocdoc’s guidelines.


How can I find a video visit with a Primary Care Doctor online in San Francisco?

Doctors in San Francisco on Zocdoc who see patients through online video visits will have a purple video icon on their profiles. You can also filter your search results to show only Doctors who offer video visits.


Are video visits with a Primary Care Doctor online covered by Cigna?

Most insurers provide coverage for video visits at the same cost as in-person visits. You can search on Zocdoc specifically for Doctors in San Francisco who accept Cigna for video visits by selecting your carrier and plan from the drop-down menu at the top of the page. We recommend you check with your insurance carrier directly to confirm your coverage and out of pocket costs for video visits.


How can I find a Cigna Primary Care Doctor in San Francisco who sees patients in the morning or evening?

Zocdoc lets you search specifically for a Primary Care Doctor who has appointments available before 10:00 am, or after 5:00 pm. Just choose the special hours filter at the top of our search page.


How can I find a Cigna Primary Care Doctor in San Francisco who sees patients during the weekend?

Zocdoc let's you see real-time availability for Cigna Doctors in San Francisco. Many Cigna Doctors offer appointments on Saturdays and Sundays.


All numbers and provider counts reflect Zocdoc data as of December 2025

What is health insurance, and why is it important?

Healthcare costs are on the rise, surpassing medical inflation rates. Hence, having health insurance coverage is essential for safeguarding your finances against unforeseen medical emergencies affecting you or your loved ones. Experts stress the importance of incorporating a health insurance policy into your financial planning, especially when you're young and responsible.


Obtaining a health insurance plan early in life offers several benefits, including higher coverage amounts, lower premiums, and exemption from medical exams. This proactive approach helps ensure financial security and peace of mind amid escalating medical expenses.


A health insurance policy is a contract between the insured individual and the insurance provider. It offers immediate financial assistance in case of illness, injury, or accident. By paying a premium, the policyholder secures coverage for potential medical expenses.


Insurance companies typically provide compensation through two methods:

  1. Cashless Treatment: In this arrangement, policyholders are relieved of the responsibility to make payments at network hospitals, as the insurance company directly handles bill settlement with the hospital.
  2. Reimbursement: In this scenario, the policyholder covers the medical expenses initially and then seeks reimbursement from the insurance company afterward.

Many medical insurance providers offer various services catering to your healthcare needs. One such provider is Cigna.


What is Cigna?

Cigna Healthcare, a leading health insurance provider, is committed to enhancing well-being across all stages of life. Cigna Healthcare strives to promote improved health throughout all stages of life. 


As the health benefits provider for the Cigna Group, it assists customers in navigating the complexities of healthcare, empowering them with knowledge to make informed health decisions. Its offerings encompass the U.S. Commercial, U.S. Government (including Medicare), and International Health sectors, providing customized plans and solutions to meet diverse needs.


What are deductibles?

A deductible is the amount you pay for covered medical services before insurance coverage kicks in. Medical insurance plans with lower monthly premiums generally have higher deductibles, while those with higher premiums often have lower deductibles.


For example, let's consider a scenario involving a visit with a primary care physician (PCP). Suppose your health insurance plan has a $500 deductible, and your PCP charges $200 for a routine check-up. In this case, you would pay a total of $200 upfront. Later on, if you require another visit to your PCP costing $700, you would then pay $300 out of pocket (plus any copay or coinsurance as specified in your plan). Once you've met your $500 deductible, your insurance coverage begins, and the insurer covers the remaining expenses for covered services.


Alternatively, if your plan has a higher deductible of $1,000 and your PCP bills $2,000 for a comprehensive examination, you would be responsible for paying $1,000 (plus any copay or coinsurance), after which your insurance coverage would apply to subsequent medical expenses.


Many insurance plans cover essential services like check-ups and chronic disease management programs, providing some coverage even before you meet your deductible.


What are some other insurance-related terms you should know?

Navigating health insurance plans can feel overwhelming, especially if it’s your first time. Familiarizing yourself with some important insurance-related terms can help you make informed decisions about your healthcare:

  • Copay or copayment: Copayment is a fixed fee that you pay for a doctor’s visit, prescription refill, or covered service. Your insurer covers the rest. Copayments are lower if you avail of services from an in-network provider than an out-of-network provider.
  • Coinsurance: This refers to the percentage of the total cost of covered healthcare services you must pay, typically after your deductible is met. Your insurer pays the rest of the amount. Similar to copayments, coinsurance is lower for services from an in-network provider.
  • Grace period: If you miss a monthly payment, your healthcare coverage will lapse after a certain amount of time. This duration is known as a grace period. If you pay your premium before the grace period ends, your coverage will remain unaffected. If you fail to pay by that point, your coverage will be canceled retroactively, which means you will only be covered through the end of the last month you paid for.  
  • Medicaid: Medicaid, a government-run health insurance program, offers partially or fully subsidized coverage to low-income families. Factors like household income, disability, pregnancy, and number of children determine Medicaid eligibility. Since state governments distribute Medicaid, eligibility also varies depending on where you live. 

To learn about more key insurance-related terminology, check out Zocdoc’s guide.


Who is a primary care doctor?

A primary care physician (PCP) oversees your overall health and well-being. They are typically the first point of contact for non-emergency health issues or medical concerns. While most PCPs are doctors, some may be nurses or physician assistants.


PCPs can aid in the early detection and prevention of potential health problems, ultimately reducing the need for hospitalization and minimizing long-term medical expenses. They offer comprehensive care throughout your life and are skilled at identifying when more specialized medical interventions or consultations with specialists are necessary.


Consider exploring Cigna primary care doctors near you when seeking reliable healthcare support. These healthcare experts are committed to providing personalized care and guidance to address your unique health needs and concerns.


How much does a visit to a primary care physician cost?

A primary care visit without insurance typically costs $150 to $300 for an initial consultation, with an average cost of approximately $171 observed across major cities in the United States. Beyond the basic visit fee, additional charges apply for supplementary services such as childhood and adult immunizations, laboratory testing, or prescribed medications.


Moreover, a routine wellness examination could cost around $75 to $300. It's important to factor in these varying costs when estimating out-of-pocket expenses for primary care.


When considering the costs of additional primary care services, it's essential to note the following average expenses:

  • Physical exams: $199
  • Childhood immunizations: $650
  • Screening and treatment of STIs & STDs: $300
  • Pediatric visits: $100
  • PAP smears: $39 to $125

These figures provide an overview of the anticipated costs of various supplementary services during a primary care visit. The variability of the expenses for primary care visits and additional services underscores the importance of having health insurance coverage.


With insurance, individuals can mitigate the financial burden associated with healthcare expenses, ensuring access to necessary medical services without undue financial strain.


How can I find Cigna primary care doctors near me in San Francisco, California?

In today's fast-paced world, having a dependable primary care doctor to support and guide you is crucial, especially in a commercial city like San Francisco, CA.


Zocdoc is your seamless solution for booking appointments with top-rated primary care doctors. You can search for specialists based on your specific needs and preferences, eliminating the hassle of long wait times and unnecessary travel. Plus, you can effortlessly find healthcare professionals who accept your insurance plan using Zocdoc’s insurance detector, saving you time and money. When booking an appointment on Zocdoc, the website prompts you to share details about your insurance or to acknowledge that you are paying out-of-pocket. Some healthcare providers need you to provide insurance information in order to schedule appointments with them. If you do not have insurance or do not want to use insurance for your appointment, you can always find another suitable provider on Zocdoc. For more insurance-related queries, check Zocdoc's patient help center.


On Zocdoc, you can delve into each provider's profile to gain insights into their background, experience, certifications, and even language proficiency or cultural background. Patient ratings and reviews are also available to help you make informed decisions when selecting a primary care physician. Zocdoc offers flexibility in scheduling, allowing you to book appointments at your convenience, whether it's during evenings, weekends, or even holidays.


Booking appointments with Cigna primary care doctors near you is now easy, quick, and completely free of charge!


Statistics related to health insurance in San Francisco, CA

Statistics published on Tableau reveal that Cigna is pivotal in delivering affordable, quality healthcare to a vast clientele of 95 million global customers. These plans offer a comprehensive range of insurance products such as commercial health, dental, life, accident, and coverage for Medicare and Medicaid recipients.


California has a significant demand for healthcare professionals, particularly family medicine physicians. As per a U.S. Bureau of Labor Statistics report, employment in this field is notable, with around 15,480 family medicine doctors serving the population as of May 2023.


According to the UCLA Center for Health Policy Research, employer-based insurance remains a prominent source of coverage for California's adults under age 65 and children, encompassing approximately six in 10 individuals (59.5%). However, despite this coverage, a notable portion of the population remains uninsured, accounting for 7.7% or 2.5 million people.


Furthermore, there's a correlation between education levels and access to employer-based health benefits, as individuals with higher levels of education are more likely to secure jobs that offer such benefits. These statistics highlight the significance of accessible and comprehensive insurance coverage, such as Cigna's, in ensuring healthcare accessibility and affordability for all population segments.


Sources

Forbes

Cigna Healthcare

UCLA Center for Health Policy Research

U.S. Bureau of Labor Statistics

Tableau

Mira

Cleveland Clinic

Zocdoc

The content herein is provided for general informational purposes only and is not a substitute for professional medical advice, diagnosis or treatment. Medical information changes constantly, and therefore the content on this website should not be assumed to be current, complete or exhaustive. Always seek the advice of your doctor before starting or changing treatment. If you think you may have a medical emergency, please call your doctor or 9-1-1 immediately.

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